Depending on who is approving your new home purchase or refinance, your housing debt to income ratio can range from a 28% to over 50%
Category: Money and Economy
Compared to what?
Just because things are called the same doesn’t mean they are the same. It depends on the rules or the game as to whether they
Unshakeable: Your Financial Freedom Playbook
One of my favorite books on Finances. If you are interested in it follow the Amazon link. #LivePowerfully
Why Retired Americans tend to struggle during retirement
It has been written that many working Americans will tend to struggle financially during retirement. Many people don’t understand how money works, which causes them
Net Disposable Income and Residual Income. What’s the difference?
Investopedia defines Disposable Income as: The amount of money that households have available for spending and saving after income taxes have been accounted for. Disposable
What to consider for your 401k
It is always a good thing to save money for the future. You will never be able to predict exactly when you will need to
What Is Residual Income And Why Do You Want It?
You have probably heard the expression that “the rich get richer while the poor get poorer.” It’s often used to explain the unfairness when it
Retirement pitfalls to avoid
The reason that many Americans tend to struggle financial during retirement is because it has been an accepted idea that low wage earners will struggle
Don’t focus on the raise, focus on cash flow management
So many working Americans are living paycheck to paycheck. Stress, relationship and health issues are partially caused financial worries and pressures. What is the common
Housing, budget deficits and your future
Depending on who is approving your new home purchase or refinance, your housing debt to income ratio can range from a 28% to over 50%
401k Basics
It is always a good thing to save money for the future. You will never be able to predict exactly when you will need to
Save Now or Save Later?
Most people have good intentions about saving for retirement. But few know when they should start and how much they should save. Sometimes it might
